Working From Home: The New Normal?

Working From Home: The New Normal?

Working From Home: The New Normal?

As you are probably aware, the current health situation has resulted in many more people working from home for the last 16 months or so. But is this going to become the new normal for people?

Working from home can be a real benefit to some people, but there quite a few people who don’t like working from home because they feel less productive.

There are many distractions to tempt us from our tasks, such as TV, social media, having a quick cuppa or a snack, or even a quick nap! In all honesty, it’s a miracle we get anything done, isn’t it?!?

Working from home requires a lot of self-discipline and isn’t for everyone. You can also find yourself working longer hours because there is no commute to and from a workplace and before you know it, it is 6pm already and your spouse is calling you down for dinner!

So, can you be more efficient when you work from home? Well, I believe the answer is ‘Yes’ but it does require effort and a shift in thinking and the way you may approach your to-do list for the day.

Let’s take a look at how you can become an efficient homeworker by applying a few simple hacks to make the most of your work hours to get stuff done!

Are You More Efficient Working At Home?

Working at home gives people the flexibility to be at home, while still being able to collect a paycheck. But, does working at home automatically make you get more done?

Many people dream of being able to stumble out of bed and begin their workday. They argue that since they don’t have the commute, they can start right away and essentially work during the time others would be using to commute. The argument is that it’s less stressful not to have that commute hanging over them.

Being able to spend more time with your family is another benefit people associate with working from home. You can be home when your kids come home from school. You’ll be able to go their afterschool activities such as sports games.

People who work at home learn that it has unintended challenges associated with it. For instance, while it’s nice to be around your family, are they letting you get your work done?

Are you spending too much time with your family that is taking away from your responsibilities to your job?

You need to work with your family to set up boundaries. This means you should dedicate a space like an office that you use to work. When you are in the office, your family needs to understand that interruptions are off limits, unless it’s an emergency.

You will also need to handle interruptions by neighbors that may visit. While many of your neighbors will be commuting to work, there are more people working from home today. This increases the chances that some of your neighbors are working from home as well.

It’s tempting when you see them outside, to see what they are up to, etc. It’s okay to do this once in a while, but don’t let it interrupt your job.

Job burnout can happen just as easily when working from home as it does when you commute to the office. In fact, companies may expect more of you when you work at home and your time is going to be more scrutinized.

You may end up working more hours even when you factor in the lack of commuting. Your boss may be inclined to call you up after work hours and ask you to handle some tasks. If she does this to all employees, then you may not be able to do much to change that.

However, if she is singling you out because you work at home and she believes this gives her permission to call upon you, this may be something you need to handle.

And while you’re thinking about efficiency while working from home, what about your house itself; can that be more efficient too?

How To Make Your Home More Efficient Too!

There is a lot of attention given to being greener. Aside from the political ramifications of the initiatives, making your house more efficient can help the environment but can also save you a decent amount of money.

Appliances are rated using the Energy Star rating system. The better the rating, the more you will save money. But, it’s a bit more complicated than this. You need to factor in the type of fuel your house uses.

The better the system, the more you will save with these appliances. So, even high rated appliances won’t do as well with an inefficient system.

Another factor to consider is how long it will take to break even on your investment. If it takes 20 years to start seeing some benefits to your new system, and you are planning on moving in 15 years, you won’t see any cost savings.

While it is true that efficient houses command a higher selling price, you may not get as much as you put into making your house efficient.

Of course, you may still choose to move forward with changes because you want to be ecologically conscientious. There is nothing wrong with that. But, if your motivation was to save costs as well, there are other factors to consider.

You should also speak with your local municipality to find out if there are any rebates or tax incentives when making your house more efficient.

This is becoming a popular trend. You do have to meet certain conditions, and again, you have to weigh what you are spending on the benefits you receive. Also, with systems like solar, electric companies may be required to buy back unused power from your system.

Energy companies are also offering deals and incentives. For instance, you may be able to get free installation of solar panels offered by solar energy companies. They make their cost back from the percentage of energy that you save, or they receive the amount the electric company buys back from you.

There is no one-size-fits-all when it comes to making your house more efficient. It takes careful planning, and you may want to do it in phases to keep the costs down.

You should consider speaking with your utility company as they often employ experts who are familiar with all the variables that you will have to deal with. Be aware that these consultants often work for the utility company so their motives may come into question. You should consider hiring your own expert to keep them on the level.

All this talk of efficiency requires a positive mindset and self discipline and if you want to know more about increasing discipline, then check out the featured resource below for a free report; download, read it and take action 😊

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Change Your Outlook With The Proper Money Mindset

Change Your Outlook With The Proper Money Mindset

Change Your Outlook With The Proper Money Mindset

If you look at the profiles of wealthy people, you will find they have a different mindset than others. They know the value of money, and they know the fundamental factors of how to make their money grow. If you are not yet wealthy and feel you are struggling, take some tips from these wealthy people.

An age-old idiom of money is to use compound interest in your favor. Benjamin Franklin was a big proponent of this principle. He was quite wealthy for his time, so it is likely he knew what he was talking about.

But, it makes sense. If your money grows on its own, and the money that you earn ends up growing as well, it’s only a matter of time when this amounts to a decent sum of money. And if you keep adding to the balance, that money will also grow along with it.

The situation is a bit more complicated today with government taxing the growth of money. But, you can invest in an IRA or 401K and have that tax deferred until some future period. Speaking of taxes, make sure you work with a qualified accountant and a financial planner to ensure you are paying the least amount of taxes possible. Wealthy people do this.

Another principle wealthy people adhere to is creating multiple income streams. The more income streams you have working for you, the quicker you will become wealthy. When you have multiple income streams, pump up the ones that are working well and dump the ones that aren’t.

After you are financially well off, make sure you never touch the principal. Set up your principal so that it earns the most it can earn and live only within the means of the earnings on that money.

If possible, add to the principal with as much of the earnings as you can afford, so that the principal grows. Just never tap into it. If you find any shortfalls, consider taking on some temporary work. Once the principal is gone, it’s gone for good.

The final tip is to stay out of debt as much as possible. The debt will drain your savings and your portfolio. There can be smart uses of debt as long as the result of using that debt brings in more money than the debt itself. But, most debt should be avoided to keep your financial outlook stable.

Why Aren’t More Schools Teaching About Money?

It’s one of the most fundamental skills for people to have, i.e., learning about proper money management. If kids don’t learn it early on, how are they expected to take on a money mindset later in life? When they set out on their own, this is when it will be needed most.

Our society doesn’t do a good job on teaching kids about money. But, when they get to college, we wonder why they get into trouble with credit card debt. First, why are these credit card companies even offering college kids credit cards in the first place?

The truth is, they know kids will run up a huge balance and not be able to pay. Parents don’t want to see their kids start out with negative credit, so they end up paying for the kids.

There is a responsibility for parents to teach their kids about money. But, if some parents are not good at money management, how will they be able to teach that to their kids? If the parents are running up high debt, how will that set an example?

Kids also need to learn the proper techniques of portfolio management and how the stock market works as well as other financial vehicles available. This foundation could help the kids make better investing decisions at a time when it is needed.

Too many people are under the false belief that young people first starting out can take on more risk. Bear in mind, these same young people make much less money when they first start out. So, taking on those higher risks means it will take much longer for them to recover financially.

Another problem is both teachers and parents are not trained on how to teach about money. It’s a much more complicated subject than it appears on the surface.

While teachers could teach the basics of budgeting and why it’s important to stay out of debt, they don’t have the resources to teach them about proper investing or what to do when someone gets in financial hot water, i.e., large consumer debt, etc.

When kids get to college, they often don’t have a clue about money management. This could be a large reason why subjects like their countries’ national debt are low on the priority scale. If they are informed, they may not be as willing to accept the government spending in the manner that it does.

If these college kids get into politics themselves, their training could help them in reducing this debt and keep a fiscal order with policies.

Why Don’t More People Have A Budget?

A budget is a great way to get and keep people on track with their finances. It lets you see what money is coming in and what is going out. Obviously, you want the inflows to be greater than the outflows and the bigger the spread, the better.

One big reason people don’t budget is that they want instant gratification. We see something on television that is cool, some new electronic gadget, etc., and we want one. Kids see the newest toy and it is immediately on their radar.

Credit cards make it easy to buy and defer payment. So when the urge to buy is strong, people justify that they have time to pay it off later. However, do this enough and you’ll find your balances on the credit cards to be much greater than you can manage.

There are people who make budgets but then cheat on them. They end up using all kinds of excuses as to why they spent above what the budget allowed. This is a big reason why people fail with budgets. After they cheat once, it becomes easier to do so in the future.

The key to staying on track with a budget is to focus on why you have a budget in the first place. When you do that, you can say to yourself anytime you get the impulse to buy that it will ruin that future goal. Once people start to see their balances grow due to budgeting, it helps to reinforce and motivate people to stay on track.

If you create a budget and find that the outflows are greater than the inflows, you will need to cut back on expenses or increase your income somehow, or a combination of both. Increasing income has become a bit easier with the internet.

You could post your skills online and pick up some freelance work in this way. This is something the entire family could get involved with. Over time, if you stick to your budget you should see the benefits. These will more than make up for the effort required at the beginning of the process.

Many people find they prefer working in this sharing internet economy and choose to do it full time. As long as it brings in the necessary cash to stay within the parameters of your budget, you could choose to do this yourself. Just make sure you factor in everything that you are giving up working for someone else.

Whatever you want in life will require discipline to achieve and being good with money and becoming successful is a small part of this. And if you want to know more about harnessing the power of self-discipline, then check out the featured resource below for a free report; download, read it and take action 🙂

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The Obstacles Of Success And Failure

The Obstacles Of Success And Failure

The Obstacles Of Success And Failure

I’m sure we have all had to overcome obstacles of some sort in our lives, whether they be personal, career based, or business based.

Obstacles are just a fact of life, aren’t they?

We often think of obstacles as situations or items that make us fail. It brings people down where they feel they have no way out of those situations.

However, there are plenty of instances where success can get in peoples’ way as well. In fact, it can be more debilitating for some.

Success As An Obstacle

When people succeed in whatever they are trying to accomplish, they have proved that they can do it. Sometimes, once that happens, they revert to the situation before success.

Since they have shown themselves what is possible, why bother proceeding and going further with that success? This can become pretty demotivating when you start to think this way.

This commonly happens in the arts as well as in sports. For example, suppose a musician learns a difficult piece of music. Some will not proceed to learn other pieces of the same difficulty because they have shown themselves and others that they can play the one they learned.

Another reason why success can be an obstacle is that the excuses are no longer valid because you have already accomplished something.

It’s easier to use excuses. When you get to the point where you are almost succeeding, you may find ways to sabotage that success so that you can go back to using excuses. You’ll find plenty of people who will support your use of excuses, but it won’t get you where you truly want to be.

Some people don’t achieve their goals because they believe others don’t want them to succeed. It’s a strange phenomenon and usually is a result of a miscommunication.

For instance, you may be speaking to your parents about your accomplishments, and they question you in a way that on the surface seems like they are disapproving of what you are doing. In fact, they were proud and excited for you. This could cause you to give up on the venture because of you misreading their intentions.

If you find yourself in a position of fearing success, think about what you will gain when you push through to that stage. You will satisfy your goals and your chances of living a better life increase. Further, what you accomplish may help others. It could be a product or it could simply be a technique that frees up those people from a problem they may be facing. They will be grateful to you and you may even turn what you are doing into a business and earn money.

If you truly want something and you are close to reaching it, you should try your hardest to get past that point where you fallback. You will stand out among your peers and you will increase your confidence.

Once you can get past this, you have the tools to accomplish anything you want. You can use that point where you felt like giving up as motivation for future endeavors.

OK, so we have looked at the possibility of success being an obstacle, but what about failure? Can that be an obstacle too? You bet, and logically it appears to be pretty obvious, so let’s take a look at that now.

Failure As An Obstacle

People hate to fail. It associates them with losing which makes them believe they are losers. Society doesn’t look favorably on losers. When failure does happen, people tend to give up too easily instead of using the experience as a way to learn and grow.

We are going to face many obstacles that will knock us down. Some of them will be small obstacles while others will be more severe. We set up blocks within our psyche that prevents us from overcoming these obstacles, no matter what they are.

Some obstacles may require professional help. For instance, if you have lost a limb, you may need physical therapy to get used to life without that limb. If you are using an artificial limb, you will need therapy to become familiar with living with that new limb.

If it is a traumatic experience, it could affect your mental capacity. In such cases, you may need to seek a counselor or psychiatrist to help you deal with the situation you face. Many feel it’s better to get help as soon as the traumatic experience occurs as it will be easier to come to grips with it. Although, it is possible to get help at any point in time.

When your failure isn’t severe (where you’ll need some extra help), you need to reach within yourself and recognize failure for what it is, a learning experience. Read profiles of most influential people, and you will find they have all failed multiple times. The difference is they kept going and did not let those failures deter them.

You need to believe in yourself and what you are doing. When that happens, you will become unstoppable. For example, suppose you have been thinking about creating a business based on something you are good at. You know that you can make it work and also know that others will be receptive to the idea when you do.

As long as you keep your focus on that belief, you will do what it takes to make it work. It won’t matter how many failures happen. Your belief system is in place, and you will analyze your failures to see how you can make changes.

People who have a strong belief will get others on board as well. Suppose, for instance, your spouse is hesitant about your new venture. If you show how strong your belief in the concept is, your spouse will likely come around to supporting you over time.

What do you think about the opposing ideas of success and failure both acting as obstacles in your life? It may sound paradoxical, but the human mind is rarely straightforward is it?

I’m sure many people can see failure as an obstacle, but success? Well, I hope this has made you think about it at the very least.

Whatever you want in life will require discipline to achieve and overcoming obstacles is a small part of this. But if you want to know more about harnessing the power of self-discipline, then check out the featured resource below for a free report; download, read it and take action 🙂

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Beware Of How You Are Programming Your Mind

Beware Of How You’re Programming Your Mind

Beware Of How You’re Programming Your Mind

Did you know that you’re constantly programming your mind? In fact, chances are quite good that you’re programming your mind right now.

I know, you’re reading this article, but that won’t stand in the way of you programming your mind to look at reality a certain way and to respond to it a certain way. In fact, most people constantly reprogram their minds and are perfectly unaware that this is going on.

Sounds crazy? Well, this is called self-talk. All of us have this script that we are silently playing in the background of our minds. While we may not hear this script with our ears, our minds pick them up loud and clear.

I wish I could tell you that these scripts are just random mentally spoken words that you play in the background in your mind. I wish I could tell you that they’re as harmless as the music you hear in a typical shopping center as you pick stuff off the shelf.

Unfortunately, if you are not aware of your mental self-programming, you will continue to engage in behavior that you’re not all that happy with. Mind set is really that important, and don’t we all ultimately want peace of mind?

Whatever you’re frustrated with in your life, maybe it’s your career, maybe it’s your relationships, maybe it’s your weight, physical appearance, or whatever else, these are products of your self-talk.

A lot of people don’t want to own up to this responsibility. A lot of people would even be offended by this idea. They would blurt out, “Why would I want to consciously be miserable? Who would want all these painful memories in my life?

Who would want to consciously screw themselves up? I didn’t want this. I didn’t want these failures in my life. I didn’t want these traumatic experiences. How can you say that I programmed myself to live out these things?”

I understand the resistance. It’s perfectly natural. But at the end of the day, the only person that’s responsible for your life is yourself. You know it, I know it, everybody knows it. It doesn’t matter that people would rather not accept this reality, but it’s true.

Nobody can force you to live your life except yourself. For some reason or another, you have accepted to live your life. And that’s why regardless of how frustrated you are, regardless of how you struggle with certain things in your life, that’s the kind of life you live because, at the end of the day, you chose to be there.

If you understand this and you are willing to accept that this is the reality of your life instead of constantly imagining all sorts of excuses, you will get out from under your problems. Seriously.

Have you ever noticed that people who remain frustrated and who continue to struggle for long stretches of their life are all too eager to point the finger to their bad childhood, other people’s mistakes or, worse yet, people who just have it in for them? There’s this group of bad people in their lives that are just hell bent on making their lives a living hell.

These are convenient excuses. Now, don’t get me wrong. There may be people who would love to spit in your face and harm you. Those people do exist. But at the end of the day, you choose your life.

You choose to respond to those people a certain way that drags you down further and further into that hole that you’re in. This all leads back to how you choose to program your mind.

Understand how self-talk works and train yourself to recognize negative affirmations that will be detrimental to your state of mind. These are statements that you say to yourself over and over again that define you in such a way that you’re less effective, less happy and less content.

This Is The Most Efficient Way To Ruin Your Peace Of Mind!

Do you feel that you could be achieving more things with your life? Have you made certain decisions that you constantly regret? Do you think about one or a few people who you feel are to blame for whatever is missing, broken or inadequate in your life?

Do you feel that you are capable of so much more, but for some reason or another, you just can’t achieve the kind of life you would like for yourself?

If you have these feelings, it’s very easy to stay emotionally down. It’s easy to feel that regardless of what you do, your life is not going to improve because, at the back of your mind, your life just sucks. It may not be the absolute worst, but it’s far from ideal.

Well, you might be engaged in a habit that constantly makes you feel lousy about your life. The more you do this, the more you get down on yourself. You beat yourself up emotionally and psychologically.

You feel that whatever it is that you have achieved, it’s never enough. You never run out of reasons to feel unhappy about whatever it is you have.

What if I told you that, to possibly billions of people on this planet, you have an ideal life? You might find this laughable because in your mind, you’re living in this box, working a job you hate, not making the kind of money you feel you should be making, and looking far below the standard of beauty you set for yourself.

You might even have many other reasons why your life is far from perfect or is even downright horrible.

Well, what if I told you that hundreds of millions of people all over the world don’t even have $2 to rub together every single day? That’s right, they are forced to live on less than $2 a day.

Since they don’t have that money, they don’t have enough calories. They’re malnourished. Even the simplest luxuries of life slips through their fingers. And here you are, thinking about how miserable your life is, refusing to feel content when you are living the life hundreds of millions of people would kill for.

I share this with you to give you a sense of perspective because if you constantly feel lousy, it’s because you are comparing yourself to others.

I’m telling you, this is the most efficient way to feel lousy about your life. It doesn’t matter what you’ve achieved in the past, it doesn’t how talented, skilled and powerful you are as a person, you will always come up short.

If you don’t believe me, imagine this scenario. Warren Buffet, a person who is consistently in the top ten list of richest people on the planet, can easily make himself feel lousy and worthless. How? He only needs to compare himself to Michael Jordan.

Michael Jordan is a basketball legend, so if Warren Buffet compares his basketball skills to Michael Jordan, he will lose each and every time. Guaranteed. See how powerful this technique is in making yourself feel lousy?

Now, most of us engage in this by simply checking our Facebook accounts. You’d see all sorts of awesome videos of people living life to the fullest, and here you are, struggling with putting food on the table and making sure the rent is paid at the end of the month.

You focus on the worst things in your life while checking out pictures and videos of people sharing the best in their life. Do you see the disconnect? Do you see how this leads to you feeling lousy each and every time?

So what is the solution? Very simple: stop comparing yourself to other people. Instead, adopt this one practice that would enable you to focus on the things that are going right and use them as building blocks for the kind of life you want for yourself.

Whatever method or methods you use, remember you still have to be disciplined for them to work. And if you want to know more about harnessing the power of self-discipline, then check out the featured resource below for a free report; download, read it and take action 🙂

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Using Challenges To Develop Self-Discipline


Ah, the prickly subject of self-discipline! We all want more of it so we can achieve our goals and dreams but it can sometimes feel so elusive.

Well, let’s look at a couple of ways that you can use to develop more self-discipline and hopefully this will enable you to become more successful than ever. Sound good? OK, let’s get started…

One way you can develop more self-discipline is to use challenges. This makes it more like a game and less like a chore.

Also, there can be the element of competition with others and having others help hold you accountable which improves your odds of success.

Challenges are very popular and you can find them in many places. Or you can make up your own and share it with a group of people. You also can make your own challenge or use one from someone else to just challenge yourself. However, you end up doing it is up to you.

When looking to see if a challenge will be useful to you, there are some factors to look for, so you can best benefit.

Is the challenge realistic? You want to stretch yourself, but not to the point where you have no chance of success.

For example, you could challenge yourself to lose 30 pounds in 30 days, but that is not very realistic. You also want the challenge to not be too easy.

You need to see if you have the time to devote to it. Be sure to include time for learning new things.

For example if you challenge yourself to build a new blogging website in 30 days, remember that if you have never done one before, you will have to learn some things and that will be extra time above just writing the blog posts,

If the challenge is a large one over a longer period of time, are there clear-cut milestones along the way to help you have a sense of accomplishment? If your challenge, for example, is losing 60 pounds in a year, you need to set up smaller weight goals along the way so you can keep up the momentum.

Milestones also help you see if you need to tweak the challenge, either lower or higher. If you lose 10 pounds in about 2 months, you are right on schedule, If you have only lost 5 pounds in that same time period, though, you may need to lower the amount you plan on losing in a year. Now if you lose 15 pounds in 2 months, you may want to raise the amount you plan on losing in a year or cut the time down to say 10 months.

When you do a group challenge, you have some added benefits. There is a sense of camaraderie when working together on a goal that you do not get just competing with yourself.

Other people can give you ideas, too. For example if you are in a group losing weight, people can share healthy recipes and support. Just remember that the primary person you are in competition with is not the others, but yourself and you can really enjoy doing a group challenge.

As you can see, challenges are a great way to build more self-discipline and one of the reasons they work so well, especially with group challenges, is due to accountability so let’s take a look at that next.

How Accountability Can Help You With Self Discipline


Many people think self-discipline means doing it all on your own, but it does not mean that at all. In fact, having a coach, or a group, or an accountability partner can really help you to develop more discipline.

An example would be when someone puts off housework until they know someone is coming over, and they race around to get the house all tidy before their visitor arrives.

It is far easier to give in and be less disciplined when you just have yourself in the picture. When you have a person or people hold you accountable though, you are far more likely to make sure it happens.

An accountability partner is someone you set up a contract with to hold each other accountable for reaching goals. This is a mutual pact and is probably the easiest to set up.

The goals do not have to be the same ones, the point is to connect on a regular basis, often once a week, and share with each other how much you have accomplished.  The best way to do this is to break up the task into daily chunks and do each one each day so that you are not trying to finish up the project the night before you meet with your accountability partner.

It is often easier to schedule a meeting with one other person than a group of people.  You also usually do not have to pay for this method, and most masterminds and coaches are paid programs.

You also have more flexibility in how you meet with an accountability partner. You can just call them on the phone, or use an instant messaging program, You could meet for lunch once a week at a restaurant, or at your house.

You may prefer joining a group like a mastermind instead of just a one on one accountability partner.

The advantage to having a group is additional pressure on you not to let the whole group down, and the fact when you run across an obstacle, the group can help brainstorm ideas to help you out. Two heads may be better than one, but sometimes multiple heads are much better than just two.

You may find that you want some one on one coaching, or small group coaching instead, to keep you accountable. Maybe you are trying something new and need teaching as well as the connection.

One on one coaching tends to be the most expensive option since you are taking up a lot of the time of your coach.

Group coaching is becoming far more available because it allows the coach to help more people at the same time, plus gives the advantage of having other people that can help you out with specific issues, like a mastermind. They also usually cost a lot less than one on one coaching so may be more in your budget.

Whatever method or methods you use, remember you still have to be disciplined for them to work.

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